Payment request link

What is a payment request link, how to start using it and accept payments securely through a payment link.

Kate avatar
Written by Kate
Updated over a week ago

What is a payment request link?

Your wamo account offers a unique payment link, offering a simple and secure way to request and receive payments directly into your wamo account. The link supports payments via Visa or Mastercard debit/credit cards and Apple Pay.

How can I start using my payment request link?

Your payment link is usually disabled on your account by default for the security of your account and all other wamo customers. This is due to the importance of speed of payment cards where the risk of being misused is higher.

If you'd like to start using payment links on your account, please drop us a short message on our support chat about this, or send an email to

We'll get back to you right away about it and might request further information to make sure we have all we need in order to enable this payment link

How do I share my payment link with someone and receive money?

Once payment links have been activated on your account, first go to Dashboard and tap the Payment link button or visit Online Payments as shown below. These steps also apply if you are using the desktop version.

After tap Payment Link You can copy the link or share it directly through any social app, such as Gmail, Apple Mail, WhatsApp. They can be opened on both mobile and desktop.
​Normally you would be requesting a specific amount so you can go to the tab called "Specific Amount " to enter the exact amount you would like to request and then go a ahead and click on "Create payment Link"

In-person payments with QR codes

Each sub-account has a unique QR code linked to your payment link. To generate it, tap the QR code icon on the dashboard. Scanning the QR code with the native camera application will trigger the payment link.

You can also share the payment link from this screen, as shown below.

How long will the payment take via a payment request link?

We currently settle payments via payment links on Mondays, Wednesdays and Fridays, the payment will arrive in your account on the first of those days after it is made.

So, if someone makes a payment through your payment link by card on Tuesday, it will arrive in your account on Wednesday. If they make the card payment on Saturday, it will arrive in your account on Monday.

Are there any fees when using my payment link?

There is an online payment fee for accepting payments via your payment link. This ranges between 0.99% and 1.49% of the transaction value, depending on your account plan.

We use a percentage fee on payment link payments because processing card payments is typically more expensive than typical bank transfers.

Remember, you can always reach out to us through our support chat or at, we'll be more than happy to help!

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