Managing your business capital should be as seamless as spending it. We offer three secure, integrated ways to add funds to your account, allowing you to choose the method that best fits your operational speed.
How to Get Started
From your Home Dashboard, simply tap + Add money to view your options. You can begin funding your account the moment your application is approved and active.
1. Bank Transfers: Global Connectivity
Receive funds from another bank account directly into your wamo account using your dedicated IBAN or account details.
SEPA & SWIFT: We support Instant SEPA for rapid European transfers and automated SWIFT payments for international business across 47+ eligible countries.
Timing: While we initiate transfers instantly, they may take up to two business days to arrive, depending on the processing times of the sending and receiving banks.
2. Apple Pay: Secure & Instant Setup
Add funds with a single tap using any card securely stored in your Apple Wallet. It’s the fastest way to bridge your personal or external business funds into your wamo ecosystem.
3. Credit or Debit Card Top-Up
Enter your external card details directly to move money into your account. This is a convenient alternative for immediate business needs.
Understanding Settlement Times
To ensure we can offer card and Apple Pay top-ups without additional fees, we process these settlements on a strategic schedule: Mondays, Wednesdays, and Fridays.
Example: If you top up your account via a debit card on a Saturday, the funds will be settled and available in your account on the following Monday.
Benefit: This scheduled approach allows us to keep your top-up experience cost-efficient while maintaining high security.
Our Digital-First Commitment
At wamo, our mission is to empower businesses through digital innovation. For this reason, we do not accept cash or cheque deposits. By focusing on digital-first payments, we ensure your financial management remains fast, transparent, and simple to use from anywhere in the world.