At wamo, we believe your banking costs should scale with your business. Whether you are looking for a lean "Pay as you go" model or a feature-packed monthly subscription for high-volume trade, we have a plan designed for your specific needs.
Choose the Plan That Fits
The cost of your wamo account depends entirely on the plan you select during onboarding. Each plan offers a different balance of monthly subscription fees and transaction costs.
Your business type | Plans available | Full prices and allowances |
Companies — limited (LLC) and public limited (PLC) | Freemium, Start, Grow, Scale | |
Sole traders, freelancers and self-employed professionals | Freemium, Smart, Pro |
Plans for companies
Freemium — no monthly fee. Essential features, with a fee per transfer.
Start — a low fixed monthly cost for a new business with straightforward banking needs.
Grow — our most popular plan, for established businesses running multiple projects or teams that want lower transaction costs and more cards.
Scale — for high-volume businesses that need the most competitive rates, the most sub-accounts and the highest card counts.
Monthly fees, free transfer allowances, ATM and POS allowances, cashback rates and card counts for each plan are listed at wamo.io/pricing
Plans for sole traders and the self-employed
If you are registered as a sole trader, freelancer or self-employed professional, you will see a different set of plans:
Freemium — no monthly fee. Essential features, with a fee per transfer.
Smart — for handling several clients or projects, and includes a monthly allowance of free transfers.
Pro — for the heaviest self-employed workloads: more cards, more sub-accounts and a larger free transfer allowance.
Monthly fees and full allowances for each plan are listed at wamo.io/pricing-soletrader
Flexibility as You Grow
Your business needs might change, and your wamo account can change with them. You can upgrade your plan at any time directly through your dashboard to ensure you are always on the most cost-effective tier for your current volume.
Can I get a customized plan?
Currently, we do not offer bespoke or customized plans. Our four existing tiers (Freemium, Start, Grow, and Scale) have been carefully structured to cover the needs of almost every business type, from freelancers to large-scale corporations.